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How to File a Roof Insurance Claim After Storm Damage

Tilla Team on April 30, 2025

Coming out of a big storm with roof damage is never a pleasant experience. On top of being generally overwhelming in terms of lacking shelter and the time it takes for a repair, there’s also the kicker of “how do I pay for this?”. A roof is an expensive piece of property, after all. Luckily, that’s what insurance is for. Knowing how to file a roof insurance claim properly ensures you’re not left paying out-of-pocket for repairs you deserve to have covered. Here, we’ll explain everything you need to know about handling the process with ease and accessibility.

Filing the Initial Claim

Begin by contacting your insurance company to initiate the claim. Be ready to provide your policy number and details of your coverage. Clearly describe the storm event, including the date and nature of the damage. Submit all supporting documentation, such as photographs of the damage and a professional inspection report from your roofer. Presenting a complete and organized set of materials at the start of the process helps avoid delays and strengthens your position during claim evaluation.

What Roof Damage Insurance Typically Covers

Most homeowners insurance policies cover sudden, accidental damages like:

Wind tearing off shingles
Hail causing dents or holes
Fallen trees puncturing the roof
Water damage from storm breaches

However, damage from normal aging or lack of maintenance typically isn’t covered. Making sure to take a few steps to maintain your roof every once in a while will save you from this dilemma, and the extra bit of care will help your roof weather storms better in the future as well.

Limitations and Exclusions in Roof Insurance Policies

Many policies use cash value (ACV) for older roofs, which may significantly lower the payout. Also, if your damage results from floods, you’ll need separate flood insurance coverage.

Visible vs. Hidden Damage

Some damage, like missing shingles, is obvious. But issues like soaked underlayment, cracked flashing, or small leaks often go unnoticed without professional help.

Why a Professional Inspection Matters

Calling a certified roofing contractor ensures all damage, visible or hidden, is properly documented, which helps you maximize your insurance claim.

Documenting the Damage for Your Claim

One of the most important pieces of making sure that your insurance claim goes through all the way is proper documentation. Without proof that the damage is really what you say it is, you may as well tell a story about Santa’s reindeer ruining your roof. That is to say, it’s good practice to:

Take multiple photos from different angles
Keep videos showing the overall roof condition
Record the date, time, and type of storm event
Request a professional inspection report

Things to Consider Before Filing

Before filing your claim, keep in mind the extent of the damage as significant structural issues should be reported. If repair costs barely exceed your deductible, it may not be worth filing. Lastly, know that filing could lead to future premium increases.

Why You Should Act Quickly

Most policies require you to file within 30 to 60 days after the storm. Some give up to a year, but recommend immediate action nonetheless. Waiting too long can lead to claim denial for failure to mitigate damages, or further roof deterioration not covered by your policy.

The Benefits of a Roofer’s Inspection Over an Adjuster’s Initial Report

Independent roofers, like The Roof Doctor, work for you, not your insurance company. As a rule, a roofer can identify overlooked damages, give a full, fair estimate, and support your claim with their own documentation. If you’re not sure about whether your claim will go through, a roofer’s inspection can give you the leg up that you need.

How Roofers Help Maximize Your Claim

Meet directly with the insurance adjuster
Advocate for necessary repairs or replacement
Challenge low settlement offers with factual evidence

What to Say—and Not Say—to an Insurance Adjuster

Stick to objective facts. Avoid statements like “it wasn’t that bad…” or “I should have fixed it earlier.” as this can destabilize the solidity of your claim. Instead, focus on what happened and let your roofing contractor explain the technical details.

Mistakes to Avoid During Your Adjustment Meeting

Avoid going alone without a roofer, accepting the first offer without review, or forgetting to document conversations. Though they aren’t life-threatening, these mistakes are a good way to get ripped off or lose your claim.

How Insurance Companies Pay Out Roof Claims

Payments typically come in two phases:

First payment: Based on ACV estimate
Second payment: After proof of completed repairs

Sometimes checks are issued jointly to you and your mortgage lender.

Do Insurance Adjusters Lowball Claims?

Yes, sometimes they do. Lowball offers are a common tactic to reduce payout costs for the insurance company.

What Happens When You Don’t Use Your Insurance Money?

Potential Legal and Financial Consequences

Misusing claim funds can result in future claim denials, policy cancellation, and mortgage lender intervention. Insurance providers may require proof that the money was used for the intended repairs. Failing to do so puts your current and future coverage at risk and may even breach your mortgage agreement.

Impacts on Future Claims and Coverage

Neglecting necessary roof repairs after receiving a payout can affect your eligibility for future claims, reduce the resale value of your home, and create serious liabilities if further damage occurs and is no longer covered.

Why Trust the Roof Doctor?

At The Roof Doctor, we treat your roof like it’s protecting our own family. With over 60 years of experience, we provide 24/7 emergency service, deploy highly trained roofing crews, and deliver expert solutions for both residential and commercial properties. Our projects are typically completed within one to two days, and we are fully licensed, bonded, and insured. We’re not just another roofing company, we’re your neighbors, committed to helping our community’s homes and businesses with reliable, professional service.

Ready for your next roof inspection? We’re here to help, whenever you need us. Reach out to The Roof Doctor today for trustworthy, expert service—right when you need it.

Is Your Roof at Risk? Uncovering How Hot Weather Affects Your Roof

Tilla Team on April 30, 2025

Western Washington might not be famous for sweltering summers, but when the temperatures rise, your roof still feels it. Summer weather quietly creates wear and tear that can shorten your roof’s lifespan, raise your energy bills, and even lead to serious damage in the long run.

Knowing how hot weather affects your roof is a big part of keeping your home or business protected, comfortable, and energy-efficient. Here’s everything you need to know about heat and your home.

How Heat Affects Your Roof

As the summer months roll in, your roof becomes your first line of defense, battling extreme heat, UV rays, and dramatic temperature swings. Here’s how the damage happens.

Expansion and Contraction of Roofing Materials

Roofing materials like asphalt shingles and metal roofs expand when heated and contract when cooled. Over time, this constant movement can cause cracks, loosened fasteners, and warped surfaces. These seemingly small issues can create big vulnerabilities once the rain returns.

UV Radiation and Material Degradation

Even on moderately warm days, UV rays break down roofing material at a chemical level. Asphalt shingles can dry out, become brittle, and lose their granules (the tiny protective particles that shield your roof from heat and water damage).

Moisture Evaporation and Sealant Breakdown

Sealants used around flashing, vents, and other roof penetrations can dry out and crack under prolonged exposure to extreme weather. Once that happens, leaks aren’t far behind.

How Hot Does a Roof Get on a 90-Degree Day?

You might be surprised: when it’s 90°F outside, roof temperatures can easily skyrocket to 150°F or more. The type of roofing material matters a lot:

Roofing Material	Average Roof Temperature
Asphalt Shingles	140°F – 190°F
Metal Roofs	120°F – 160°F
White Roofing (cool roofs)	100°F – 120°F
Tile Roofs	120°F – 150°F

How Much Heat Does a Roof Absorb?

The amount of heat absorbed depends on the roofing material, its color, and the angle of the roof. In general, dark, asphalt-based roofing material can absorb 85% to 95% of the sun’s energy, while light-colored or reflective roofing materials often absorb under 50%. This huge difference in heat absorption directly affects roof temperature, cooling costs, and the longevity of roofing systems.

However, as a rule of thumb, Washington’s small amount of summer sunshine isn’t enough to warrant the need for light colored roofs. If you don’t want one, don’t feel pressured to get one. Unless you have very poor ventilation or a low slope/flat roof, a light-colored roof is not something you need to invest in here in the Pacific Northwest.

How Hot is Too Hot for Shingles?

Most asphalt shingles are rated for up to around 140°F surface temperatures. Beyond that, oils in the shingles can dry out, making them brittle and inflexible. The protective granules in asphalt loosen, accelerating wear and tear. If your roof consistently sees temperatures higher than this during the summer months, it may be time to call the repairman and consider some other options.

Tips to Reduce Heat on Your Roof in the Summer

So you know how heat affects your roof, now what do you do about it? Though it may seem hopeless, fear not. There are actually several ways to lower your roof’s heat load, which can not only save your home from extreme heat damage, but also reduce your energy bills. Here’s how:

Cool Roof Coatings and Reflective Paint

These coatings reflect more sunlight and absorb less heat. White roofing systems can keep roof temperatures up to 50°F cooler than standard materials.

Improving Roof Ventilation

Good attic ventilation prevents hot air buildup, extending your roof’s life and making your home more energy-efficient.

Installing Radiant Barriers

Placed under the roof decking, these barriers reflect heat back toward the roof, keeping your attic cooler.

Extra Steps To Preventing Heat Damage

Schedule annual inspections: catch small problems before they get worse.
Upgrade to cool roofing materials: especially important if you’re replacing your roof.
Improve insulation and ventilation: keep your roof and attic temperatures lower.
Clear debris: keep gutters clean and clear to prevent water buildup and added heat absorption.

How to Get Hot Air Out of Your Roof Space

The amount of heat absorbed depends on the roofing material, its color, and the angle of the roof. In general, dark, asphalt-based roofing material can absorb 85% to 95% of the sun’s energy, while light-colored or reflective roofing materials absorb far less, often under 50%. This huge difference in heat absorption directly affects roof temperature, cooling costs, and the longevity of roofing systems.

Does Painting a Roof Reduce Heat?

Yes, but it’s not a silver bullet. Reflective roof paints can lower roof temperature temporarily, but for lasting results, pairing cool paint with improved ventilation and insulation is a smarter long-term investment.

Final Thoughts

Heat-related roof damage might not be obvious right away, but ignoring the signs can lead to expensive repairs or even early roof replacement. It’s smart to take proactive measures to help your roof along those hot summer months, even in Western Washington.

Why Choose The Roof Doctor for Your Roof Protection and Repair Needs?

At The Roof Doctor, we’ve spent over 60 years providing comprehensive care for the lifetime of your roof. As a family-owned, local business, we understand the unique weather conditions of Western Washington, from extreme heat to torrential rains. Our highly trained crews are here for you 24/7, delivering fast, reliable service with a friendly, welcoming attitude. Whether you need an inspection, repair, or full replacement, you can count on us to get the job done right.

Licensed, bonded, and insured, we’re proud to bring home-grown values and unmatched expertise to every project.

The Future of Roofing: Smart Technology & Sustainable Materials

Tilla Team on April 22, 2025

Having spent over 60 years watching roofing evolve across Western Washington, we think it’s safe to say that we know a bit about roofing trends. And right now, you’re standing at the edge of a new chapter. The future of roofing isn’t just about shingles and nails anymore—it’s about intelligent systems, sustainable solutions, and innovations designed to make your property more efficient, durable, and future-ready.

Whether you’re planning a roof replacement or just trying to stay informed, here’s what you need to know.

Smart Roofing Technologies Changing the Industry

Today’s roofs are getting an upgrade in every way. With embedded sensors, app-connected systems, and smart energy features, your roof can now do more than just keep the rain out.

Solar-Integrated Roofing Systems

Solar power is going seamless. Rather than installing bulky panels, you can now choose sleek solar shingles that blend into your roofing material while producing renewable energy. From Tesla’s Solar Roof to other emerging providers, solar roofing is becoming more affordable and accessible.

Roof-Embedded Sensors and IoT Integration

Smart roofs use integrated sensors to monitor moisture levels, detect insulation problems, and track structural performance. These systems send alerts to your phone, helping you catch issues early before they become expensive repairs. Think of it like having a permanent roof inspector living overhead.

Automated Drones and Robotics

Roof inspections are no longer limited to ladders. Drones can assess roof conditions safely and accurately, especially after storms or during regular maintenance. And robotics are beginning to assist in installations by reducing labor costs, boosting precision, and improving safety on complex roofing projects.

Sustainable Materials Gaining Traction

Durability, energy performance, and environmental impact are top priorities in roofing materials today. And the good news? You don’t have to choose between function and sustainability.

Recycled and Recyclable Roofing Products

You can now choose roofing made from repurposed material like tires, plastic containers, or reclaimed asphalt that still deliver premium performance. These options help reduce landfill waste and support a circular economy, without sacrificing looks or durability.

Cool Roofs and Reflective Coatings

Cool roofs are built to reflect more sunlight and absorb less heat, keeping your home cooler during summer and reducing your need for air conditioning. Many meet Energy Star or LEED standards, which can qualify you for rebates or tax credits. These roofs make sense if you want to improve energy efficiency while lowering long-term costs.

Green Roofing Systems

Green roofs—complete with vegetation, soil layers, and drainage—are growing in popularity for both residential and commercial buildings. These systems absorb stormwater, add insulation, and create a striking aesthetic. If you’re working in an urban setting or looking for a bold sustainability statement, green roofs are a compelling option.

Roofing Trends in 2025 and What They Mean for You

The roofing market is shifting quickly. Whether you’re investing in a new build or re-roofing an older property, staying up to date with industry trends gives you a serious advantage.

The Shift Toward Energy-Efficient Roofs

With utility rates climbing, energy-efficient roofing is more important than ever. New materials and designs such as solar shingles, reflective coatings, and advanced underlayment can significantly lower your energy bills over time. Some systems even integrate with home energy monitors and battery storage.

Demand for Durable, Long-Life Roofing Materials

Nobody wants to replace their roof twice. That’s why long-lasting options like metal roofing, composite shingles, and synthetic slate are gaining traction. These materials offer 40 to 70 years of service life with minimal upkeep, helping you avoid future repair costs while increasing property value.

Industry Outlook and Market Drivers

Is Roofing in High Demand?

Yes, and it’s not slowing down. With aging roofs and growing environmental awareness demand for high-performance roofing is outpacing supply. Roofing contractors across the U.S. are seeing heavy booking schedules, and Western Washington is no exception.

The Role of Climate Resilience

More regions are demanding fire resistant, wind-rated, and hail-tested materials as code minimums rise. In Washington, where rain and wind are constant companions, having a roofing system designed to withstand extreme weather is more than just smart.

Are Metal Roofs the Future?

Residential Popularity on the Rise

Metal roofing systems have come a long way. New styles mimic the appearance of shingles, shakes, or slate while offering far superior durability. Metal roofs are fire resistant, lightweight, and reflect sunlight, making them ideal for energy savings and long-term protection.

Metal Roofing Myths Busted

Think metal roofs are noisy in the rain? With solid underlayment and proper installation, they’re just as quiet as traditional options. Concerned about the cost? While metal roofing has a higher upfront price, it often pays for itself over time with a lifespan of up to 70 years and reduced maintenance needs.

Innovations That Haven’t Hit the Mainstream (Yet)

Self-Healing Materials

Imagine a roof that can repair itself after small cracks or damage. Research into self-healing polymers and nanotech coatings is advancing quickly. While not available widely yet, it’s a glimpse of where things are headed.

3D Printing in Roofing

3D printing is being tested to create custom roofing components on-site. It could eventually reduce material waste and streamline installations—especially for complex architectural designs.

Closing Thoughts

The future of roofing is here, and it’s designed to work harder for you. From smart sensors to sustainable materials, roofing is evolving to meet the demands of energy efficiency, durability, and climate resilience. If you’re planning a new installation or looking to upgrade, you don’t have to wait for these innovations to become standard—they’re already available, and they’re already making a difference.

Knowing what’s possible is the first step. Choosing a trusted, knowledgeable contractor is the second.

Why Count on Us?

If you’re located in Western Washington, The Roof Doctor is ready to help with everything from repairs to full installations. We’re a family-owned business with more than 60 years of experience and a reputation for reliable, high-quality service. Our crews are licensed, bonded, insured, and trained in both classic materials and modern roofing systems—including solar roofing, metal roofing, and advanced moisture control technology.

Most jobs are completed in just one to two days. And when emergencies happen, we’re on call 24/7. You’ll get prompt, friendly service backed by real expertise and genuine care. Ready to elevate your roof to the next level? Reach out to The Roof Doctor today for a consultation.

Spring Roof Checklist: What To Inspect After Winter

Tilla Team on April 2, 2025

Spring in Western Washington brings longer days, blooming trees—and the perfect opportunity to assess your roof after months of cold, wet, and windy weather. Whether you’re a homeowner looking to preserve your investment or a business owner trying to avoid unexpected repairs, this spring roof checklist will guide you through what to look for, what to address, and when it’s time to call a professional.

Why Spring Roof Inspections Matter More Than You Think

Winter weather can be unforgiving to your roof. Heavy rains, freeze-thaw cycles, fallen limbs, and wind can all cause slow-developing problems that worsen over time.

What’s at stake if you skip your inspection?

Hidden leaks that turn into major water damage
Clogged gutters that cause foundation or siding problems
Damaged shingles that leave your roof vulnerable to the next storm

By identifying issues early, you can avoid costlier roof repairs or even premature roof replacements later on.

Safety First: Precautions Before Climbing the Roof

Before you grab a ladder, remember: not all inspections require going up on the roof. In fact, many signs of damage can be spotted from the ground. Only inspect from the roof if it’s dry, stable, and safe. If not, you can even just use a drone or binoculars. When in doubt, call a professional roofing contractor. Your safety isn’t worth the risk.

Exterior Inspection Checklist

Here’s what to look for once it’s safe to begin your spring roof inspection:

Missing or Broken Shingles
Winter winds often dislodge shingles. Even a few damaged shingles can allow moisture in.

Warping or Curling
Shingles that curl or buckle may be reaching the end of their life or suffering from poor ventilation.

Flashing Damage
Check the metal flashing around chimneys, skylights, and vents. These are common entry points for water damage.

Moss or Algae Growth
Moisture from the rainy season can promote growth. Not just unsightly, it can degrade roofing materials.

Soffits, Fascia, and Roof Edges
These components are critical to proper drainage and ventilation—look for rot, peeling paint, or holes.

Evidence of Ice Dams or Freeze Damage
While rare in lower elevations of Western Washington, freeze-thaw cycles can crack shingles and compromise seals.

Gutter Inspection

Don’t overlook your gutters—they’re just as essential as the shingles. Start by cleaning the gutters of leaves, pine needles, and moss that may have collected over the winter. Next, ensure all gutters are securely attached to the fascia and not pulling away from the roofline. While you’re at it, inspect for any sagging sections or visible rust spots, which may indicate wear or poor drainage. Finally, test the water flow by running water through the system and confirming that downspouts direct runoff well away from your home’s foundation.

Interior & Attic Inspection

Your ceiling and attic can reveal roofing issues long before you spot them outside.

Look for:

Water stains or brown rings on the ceiling
Mold or mildew, especially around attic beams
Damp insulation or visible signs of leaks
Daylight peeking through the attic ceiling (a big red flag)

Hidden Problems That Lead to Failed Roof Inspections

When it comes to inspections, there’s more than meets the eye. Here’s what often fails a roof inspection:

Improper installation techniques
Ponding water or poor drainage
Structural sagging or soft decking
Animal intrusion or nests in vents and eaves

These issues often require expert attention—DIY fixes may make them worse.

What’s Included in a Professional Roof Inspection

Inspection Area	What We Check For
Roofing Material	Damage, wear, correct installation
Flashing & Seals	Deterioration or failed sealants
Gutters & Downspouts	Functionality, debris, alignment
Attic & Ventilation	Airflow, moisture levels, insulation quality
Chimneys & Skylights	Proper sealing and structural integrity
Structural Soundness	Sagging, leaks, rot, or weakness

How to Inspect Your Roof After a Storm

Storms happen—and they don’t always cause visible damage. Here’s what to check for after severe weather:

Missing or flapping shingles
Dents from hail (often visible on gutters or vents)
Leaking around skylights or ceiling discoloration
Twigs or debris in valleys or on the roof itself

If you suspect storm damage, schedule a professional right away to assess your roof and assist with insurance claims.

How To Protect Your Roof Throughout Spring

Start by trimming overhanging branches to reduce debris buildup. If moss is an issue, apply preventative treatments early. Check that attic ventilation is working properly to avoid moisture problems. Clean the gutters regularly, and if your roof looks streaked or green, consider a professional cleaning to prevent long-term damage.

DIY vs. Professional Inspections: How Much Is Too Much?

You can and should perform visual inspections, but some issues require expertise, especially in Western Washington where moisture and moss are major threats.

DIY Friendly:

Spotting missing shingles
Monitoring interior ceiling stains
Checking gutters and downspouts

Call a Professional When:

You see signs of structural damage
You’ve had storm damage or roof leaks
Your roof is 10+ years old and hasn’t been inspected recently
You’re unsure whether to repair or replace your roof

Closing Up

Roofs in the Pacific Northwest take a unique beating. Between heavy rains, a moss-friendly climate, and occasional snow, spring inspections are more than just routine—they’re preventative maintenance. It’s important to inspect your roof early, ideally before the April showers hit. If you notice any signs of damage, don’t wait—schedule a professional to assess the situation. A comprehensive 21 point inspection can help uncover issues you might not catch yourself. Staying proactive now can save you from costly repairs down the road.

Why Trust the Roof Doctor with Your Roof?

Whether your roof needs a clean bill of health or a few minor fixes, The Roof Doctor is here and happy to help. Our family-owned business has been serving Western Washington for over 60 years with honest, friendly, and fast service.
Don’t wait for a small problem to become a big one. Give us a call or schedule your spring roof inspection today. We’ll walk your roof like it’s our own.

The Dangers of Clogged Gutters in Washington State

Tilla Team on March 10, 2025

For most, roof maintenance is mostly an afterthought, overshadowed by the far more frequent needs of indoor spaces. For the most part, that is fine, as your roof needs very little attention. However, it can become a problem when this neglect extends to your gutters. Gutters play a vital role in protecting your home by directing rainwater away from the roof, siding, and foundation. When they get ignored, their issues can cause extensive damage to your whole home–which is why in this article, we’ll explore everything you need to know about gutter problems and how to avoid them.

Why Washington’s Climate Makes Gutters Essential

With heavy rainfall in fall and spring, Washington homeowners must take gutter maintenance seriously. Consistently clogged gutters can quickly lead to gutter issues such as roof leaks, mold growth, and further damage to your home.

What Happens When Gutters are Clogged?

Roof Damage and Leaks

When gutters are clogged, water has nowhere to go. This leads to water backing up onto the roof, seeping under shingles, and causing roof leaks. Over time, wear and tear on shingles and the underlying structure can lead to expensive repairs.

Fascia and Soffit Deterioration

Standing water can rot your home’s fascia boards and soffits. The prolonged exposure to moisture leads to wood decay, causing structural instability and requiring extensive repairs.

Water Damage to Your Home’s Foundation

Without proper water diversion, clogged gutters allow rainwater to pool around your home’s foundation. Over time, this can cause cracks, shifting, and basement flooding, resulting in costly damage.

Mold Growth and Indoor Air Quality Issues

Moisture from clogged gutters creates a perfect environment for mold growth. This can spread into the attic and walls, negatively impacting air quality and posing serious health risks.

Ice Dams and Winter Hazards

During colder months, clogged gutters contribute to ice dams, which can prevent water from draining properly. Ice buildup adds weight to your roof, increasing the risk of structural damage.

Exterior and Landscape Damage

Siding and Paint Deterioration

Overflowing gutters can cause water to cascade down your siding, leading to mold, mildew, and peeling paint. Over time, this common issue can compromise the structural integrity of your home.

Landscaping Erosion

A blocked gutter system can cause water to overflow, washing away soil and damaging plants. Protecting your yard requires ensuring proper gutter function to control water flow.

Are Clogged Gutters a Fire Hazard?

In dry seasons, clogged gutters filled with leaves and debris pose a fire hazard. Dry material in your gutters can easily ignite from embers, making regular cleaning essential.

Can Clogged Gutters Attract Pests?

Stagnant water in clogged gutters creates an ideal breeding ground for mosquitoes. Plus, birds, rodents, and other pests often nest in clogged gutters, leading to potential infestations. The excess moisture from clogged gutters can also attract termites, leading to damage in wooden structures and further compromising your home’s foundation.

Preventative Tips

Regular Inspection and Cleaning

A regular inspection of your gutters, especially during fall and spring, helps catch problems before they become costly. Cleaning your gutters at least twice a year ensures they function properly.

Installing Gutter Guards

Gutter guards can reduce the accumulation of debris, minimizing maintenance while keeping water flowing smoothly. However, they still require periodic cleaning to remain effective.

Using Gutter Sealant for Repairs

Over time, small leaks and larger holes can develop. Applying gutter sealant prevents minor issues from becoming major problems.

Does Homeowners Insurance Cover Water Damage from Clogged Gutters?

You may wonder whether homeowners insurance covers gutter-related damage. In most cases, homeowners insurance does not cover damage caused by neglect, such as failing to clean clogged gutters. However, if water damage results from unforeseen circumstances, coverage may apply.

Why Trust The Roof Doctor?

For over 60 years, The Roof Doctor has been providing expert roofing and gutter services throughout western Washington. As a family-owned and operated business, we pride ourselves on our reliable service and commitment to protecting your home. From roof replacements to simple inspections, our team is ready and waiting for your call.

Why Moss Grows on Washington Roofs and How To Stop It

Tilla Team on March 7, 2025

It’s probably safe to say that most people don’t like pulling into the driveway after a long day of work to the sight of a patchy green roof, but unfortunately, this is the common reality for many who live in Washington. Thanks to the cool, damp climate here in our home state, moss is a persistent issue that can cause severe damage to your roof that may even lead to the need for a full-roof replacement. In this guide, we’ll give you a rundown on why moss might make a foothold on your roof, how to get rid of it, and how to make sure it never does again.

Moss Growth in Washington State

Climate Contributors

Western Washington’s climate creates the perfect breeding ground for moss. The area’s frequent rain, high humidity, and overcast skies make it the perfect habitat for plant growth. Unlike other plants, moss doesn’t need soil to grow—it simply absorbs moisture from the air, making rooftops a great place for colonization.

Personal Environment Contributors

Along with general parts of the climate in Washington, there are several more individual factors that can contribute to moss growth on your property. Overhanging trees leave shade and debris that keep your roof moist for extended periods of time, and sometimes the type of roofing material you choose can affect how your roof fosters moss growth. For instance, asphalt roofs are much more susceptible to moisture than metal roofs. It’s good to keep these factors in mind when thinking about how and where to install your roof, or wondering why the moss sticks.

The Impact of Moss on Roofs

Structural Concerns

Moss retains moisture, which can not only speed up the wear and tear timeline of your roof, but even lead to rot if left untreated for a long period of time. Excessive moss growth can also lift shingles out of place, letting water seep underneath and causing leaks.

Lowering Property Value

Along with causing physical damage to your home, (unless you’re purposefully going for a green roof look) moss is simply not very nice to look at. It doesn’t belong on your roof, and lessens property value and curb appeal.

Preventing Moss Growth

Regular Roof Maintenance

Inspect your roof at least twice a year for signs of moss.
Remove leaves, twigs, and other debris that may trap moisture.
Schedule professional roof cleaning services to prevent buildup.

Managing Trees and Vegetation

Trim overhanging branches to allow more sunlight to reach the roof.
Keep vegetation at least a few feet away from the home to improve air circulation.

Gutter Cleaning

Ensure gutters are free from blockages to prevent water from pooling on the roof.
Regularly check downspouts for proper drainage.

Removing the Moss

Natural Remedies

There are several good ways to get rid of moss, but if you want to go the natural route, you’ll want to stick with baking soda or vinegar. Sprinkling the moss with baking soda dries it out and prevents further growth; the moss is easily scraped off after a few days of this treatment. Spraying the moss with white vinegar has similar effects, though it should be washed off with water, not just scraped away.

Chemical Treatments

If using natural remedies sounds like too much work, zinc sulfate and potassium salts of fatty acids are both great alternate choices. Zinc sulfate is a very effective weed killer, while potassium salts of fatty acids are a slightly more environmentally sound option that’s safe around children and pets.

Keeping It Gone

To keep that moss away once you’ve gotten rid of it, you might consider installing copper or zinc strips that release ions that prevent moss growth along the roof’s ridge. If you have shingles that are persistently covered in moss, we recommend replacing your current roof with algae and moss resistant shingles that are infused with copper or zinc to prevent plant growth.

When To Call a Professional

If large patches of thick, persistent moss won’t go away with DIY treatments, your roof is damaged, or there are leaks and moisture damage inside your home, it’s time to contact a professional. Professional roofers have all the expertise and experience necessary to ensure a job well-done.

Why Trust the Roof Doctor with Your Mossy Roof?

With over 60 years of experience serving western Washington, The Roof Doctor is committed to keeping your roof in top condition. As a family-owned and operated business, we take pride in delivering reliable, high-quality service with a focus on customer satisfaction. Whether you need routine maintenance or a complete roof overhaul, our skilled team is here to ensure your home stays safe and protected from the elements.

Common Roofing Issues in Pierce County and What to Do About Them

Tilla Team on February 17, 2025

Though a beautiful place to live, Pierce County’s weather is not gentle with roofs. With a combination of heavy rainfall, occasional high winds, and fluctuating temperatures, Pierce County’s unique climate can pose a challenge for homeowners and business owners alike when it comes to roof maintenance. There are just so many things that can go wrong—which is why in this article, we’ll walk you through everything you need to know about Pierce County roofing issues and how to handle them.

Leaks

Roof leaks are among the most common roofing problems in Pierce County. This doesn’t really come as a surprise, if you take into account the deluge that douses early winter months here in Washington State, but it’s still a problem.

Causes:

Damaged or missing shingles – High winds and heavy rain can cause shingles to loosen or break.
Improperly installed flashing – Poorly sealed flashing around chimneys, skylights, and roof valleys can lead to water penetration.
Clogged gutters – Water can back up under shingles when gutters are filled with debris.

Solutions:

Regular roof inspections can help detect minor issues before they become big problems, and replacing damaged shingles promptly prevents further water damage. Ensuring proper flashing installation around vulnerable areas and keeping gutters clear allows water to drain efficiently, reducing the risk of leaks.

Shingle Problems and Loss of Granules

Asphalt shingles are a popular aesthetic choice in Pierce County–and for good reason; the style is excellent. However, they are prone to issues such as curling, cracking, and granule loss.

Causes:

Curling and cracking – Caused by aging, UV exposure, and poor attic ventilation, these issues compromise the integrity of the shingles and make them more prone to leaks.
Granule loss – This occurs when the protective granules on shingles wear away due to weather exposure, foot traffic, or aging. Granule loss reduces the roof’s ability to deflect UV rays and retain moisture protection, making the shingles brittle over time.

Solutions:

Proper attic ventilation is the answer to excessive heat buildup, which causes shingle deterioration. To extend the life of your roof, simply start by replacing worn shingles before leaks develop and opting for high-quality materials.

Moss and Algae Growth

While the excessive moisture of the Pacific Northwest makes for a beautiful, year-round green climate, its growth encouraging properties have their setbacks. One of those setbacks is persistent moss and algae.

Causes:

Excessive moisture – Prolonged dampness encourages moss and algae formation.
Limited sunlight exposure – Shaded areas promote algae and moss development.

Solutions:

Installing copper or zinc strips inhibits moss growth. Trimming overhanging branches allows more sunlight exposure, and using a mild bleach solution or specialized roof cleaner safely removes existing growth.

Ice Dams

Though more infrequent than some of the other items on the list, it’s still important to know how to deal with the issue of ice dams in case you ever do find yourself hindered by them.

Causes:

Poor roof insulation – Inadequate insulation allows heat to escape, causing uneven snow melting.
Clogged roof vents – Prevents proper airflow, leading to freezing runoff.

Solutions:

Improving attic insulation and ventilation helps regulate roof temperature. Removing excess snow before it refreezes and installing heating cables in problem areas can also prevent ice dam formation.

Flashing Failures and Roof Valleys

Flashing is essential for protecting roof valleys and penetration points like chimneys and vents, so when it gets damaged, it’s a big deal.

Causes:

Deterioration – Aging or rusted flashing materials fail over time.
Improper installation – Poorly sealed flashing leaves gaps for water infiltration.

Solutions:

Routine roof inspections can identify early signs of damage. Using high-quality, rust-resistant flashing materials and ensuring proper sealing helps prevent leaks.

Poor Ventilation

Ventilation is a big part of keeping your roof sound and whole, as odd as it might sound. When your ventilation is poor, it can lead to all sorts of other problems, some of which are already listed above.

Causes:

Blocked roof vents – Prevents proper airflow, trapping moisture and heat. A blockage can be anything from debris to heavy snow.
Inadequate attic ventilation – Leads to excessive heat buildup and premature roof wear.

Solutions:

Installing roof vents and ensuring soffit vents remain unobstructed improves air circulation. Ridge vents help regulate temperature and moisture levels within the attic.

Gutter Problems and Drainage Issues

The evergreen trees are the pride of Washington state, but their pine needles and cones end up absolutely everywhere, making clogged gutters a frequent problem for any Pierce County homeowner.

Causes:

Blockages – Leaves and debris cause overflow, leading to fascia and soffit damage.
Sagging or leaking gutters – Improperly installed gutters or heavy water load can cause sagging and detachment.

Solutions:

Regular cleaning, installing gutter guards, and ensuring proper slope help maintain efficient drainage and prevent water damage.

Tree Damage

Along the same lines of clogged gutters and drainage issues, Pierce County’s trees can cause worse damage when overhanging branches scrape the upper layer of the roof or even break and fall.

Causes:

Heavy winds and thick snow – Can break branches off of trees and send them through your roof.
Overhanging branches – Scrape and puncture roofing materials during storms.
Accumulated debris – Leaves retain moisture, contributing to rot.

Solutions:

Trimming tree branches away from the roof, removing accumulated leaves, and scheduling annual tree inspections help prevent damage.

Standing Water and Ponding

Flat roofs are common in commercial roof installations, but standing water can pose a threat.

Causes:

Poor drainage – Insufficient slope prevents water from flowing off the roof.
Clogged scuppers or drains – Causes water to accumulate.

Solutions:

Improving drainage with additional scuppers or drains, using tapered insulation for proper slope, and inspecting roofs regularly help mitigate ponding issues.

When to Call a Professional

While some minor roofing issues can be addressed with regular maintenance, certain problems require professional expertise. You should call a roofing professional if:

You notice persistent leaks that do not resolve after DIY fixes.
Your roof has widespread shingle damage or missing shingles.
You see significant granule loss on shingles, indicating severe aging.
There are visible sagging areas, which could indicate structural issues.
Your attic has excessive moisture, mold, or ventilation problems.
Ice dams repeatedly form despite preventive efforts.
Your gutters or flashing are extensively damaged and require specialized repairs.

Professional roofers have the tools, materials, and experience to diagnose and fix roofing problems effectively, ensuring long-lasting protection for your home.

Why Trust the Roof Doctor?

Whether you’re dealing with minor shingle problems, a leaking roof, or need a full roof installation, The Roof Doctor is here to help. Our highly trained crews provide expert services, from roof inspections and repairs to complete roof replacements.

Understanding Roofing Permits and Regulations in Pierce County

Tilla Team on February 3, 2025

Whether you’re building your first home or replacing the roof of the one that has sheltered your family for years, you are most likely aware of the issue of roofing permits and regulations. However, there’s a big difference between knowing about these building hurdles and knowing how they work for your situation. There are a lot of moving parts that go into building or replacing a roof, but adherence to the local laws and regulations may be one of the most important. Don’t let yourself sit in ignorance–it only takes a short slice of time to educate yourself. Let’s make your next roofing projects as safe and legal as possible!

Roofing Permits in Pierce County: a Breakdown

What Is a Roofing Permit?

Simply put, a roofing permit is an official authorization from the local government giving you permission to carry out construction or renovation on your roof. They help to ensure that you remain safe, use materials the right way, and, of course, adhere to any local building codes. This means that as much as it might be tempting to overlook them, they are paramount to the success of your project.

When Is a Permit Required?

In Pierce County, a roofing permit is required for most projects that include structural changes. For example, if you’re planning to replace your roof by altering or removing roof sheathing, you’ll need to obtain a permit. The same goes for:

Modifying roof structures, including retaining walls and load-bearing elements
Installing a new roof system on a newly constructed building

When a Permit Is Not Required

Some roofing projects can be done without a permit. Typically, you don’t need one for minor, non-structural repairs, or reroofing a home with slopes greater than 2′ in 12′, provided the new roofing materials weigh less than 7.5 pounds per square foot. However, it is wise to search for permits or contact local officials if you find yourself in any doubt.

How to Get a Roofing Permit in Pierce County

Determine the permit requirements: Check with the Pierce County Planning & Public Works Department to confirm whether your project requires a permit.
Prepare documentation:
- Project plans or drawings
- Description of roofing materials to be used
- Contractor information (if applicable)
Submit the application: You can usually do this online through the Pierce County permit portal or in person at a local government office.
Pay the required fees: Fees vary based on the scope of the project.
Schedule inspection: Once your permit is approved, you may need to schedule interim and final inspections to close the permit properly.

The Importance of Inspection and Compliance

What Happens During a Roofing Inspection?

A roofing inspection isn’t personal–it’s simply for your safety. An inspector will usually keep an eye out for improper installation, structural integrity of the new roof, and compliance with safety and zoning regulations. Skipping an inspection or failing to close your permit after completion could result in fines or issues during real estate transactions.

Consequences of Non-Compliance

If you start a project without a permit where one is needed, you can face:

Legal fines and penalties
Delays in selling your home due to open building permits
Voided homeowner insurance claims for unpermitted work

So despite the hassle, we advise going the legal route and making sure you have all the right permits and follow local regulations when you get started on your latest project.

Additional Records to Consider

Critical Areas and Zoning Laws

Some properties, such as flood zones, wetlands, and steep slopes in Pierce County fall under critical areas regulations, which may impose additional restrictions on roofing work. If your home is in a regulated area, additional approvals or modifications may be necessary before beginning your project. If you’re not sure, your best bet is to contact your local officials.

Storage Sheds and Roofing Permits

If you’re roofing a storage shed, size and structural considerations determine whether a permit is required. Generally, sheds under 200 square feet do not require a permit, but it’s best to confirm with local authorities.

Closing Thoughts

Understanding when a permit is needed and how to follow the application process are vital for any roofing project in Pierce County. Verifying public records ensures that past work aligns with regulations, and addressing open permits prevents future issues during real estate transactions. Properly navigating these steps protects your investment and keeps your project on track.

How The Roof Doctor Can Help

Navigating roofing permits and regulations can be overwhelming, but you don’t have to do it alone! The Roof Doctor is your trusted roofing contractor in western Washington, offering expert guidance and services to keep your roof in top shape. With over 60 years of experience, our family-owned business provides quality service and an experienced team familiar with the legal ins and outs of our own home state of Washington.f.to help. Contact us today to schedule your consultation and keep your roof watertight for years to come!

Understanding Roofing Warranties: What Homeowners Need to Know

Tilla Team on February 3, 2025

Out of every part of your home, your roof is a rather significant investment. As one of the bigger aspects of any building, whether you’re building a new roof or repairing your current one, it stands to reason that having all the information necessary for informed decision making is a priority. Whether you’re planning a new roof installation, replacement, or simply trying to understand your current coverage, knowing the ins and outs of roofing warranties is paramount. In this guide, we’ll break down the different types of warranties, what they cover, what can void your roof’s warranty, and how to protect your investment.

Understanding Roof Warranties

What Is a Roofing Warranty?

To put it in plain terms, a roofing warranty is a formal guarantee from either the roofing contractor or manufacturer that promises to cover the cost of certain defects, failures, or damages under specific conditions. However, there can often be a catch, so it’s important to look at the fine print and make yourself familiar with the limitations to ensure peace of mind.

Types of Warranties

Manufacturer’s warranty

A manufacturer’s warranty, which usually lasts from 20-50 years, covers defects in roofing materials, such as asphalt shingles, tiles, and metal panels. It does have some setbacks, as it typically only covers material replacement, not labor or installation errors.

Workmanship Warranty

The workmanship warranty, which is offered by your roofing company of choice, covers improper installation. The duration for these agreements is a lot more varied than the Manufacturer’s warranty, spanning anywhere from 2-20 years. They cover roof damages due to poor roof workmanship warranty practices, but not external factors like storms or fallen debris.

Extended Warranty

The extended warranty provides a broader coverage, including labor costs for repairs. It also often includes regular inspections and maintenance services, as well as being transferable from one homeowner to another if certain specifications are made.

What Do Roofing Warranties Cover?

Typical Components

Every roofing warranty is slightly different due to circumstances, but there are several things that can be expected from most. For instance, material defects like cracks, premature aging, or material malfunctions should be covered in most roofing warranties. Workmanship defects, or issues with components themselves most likely will also be covered.

Common Exclusions and What Can Void a Warranty

Knowing what’s covered is all well and good, but it’s also important to keep track of what isn’t. Here are some common reasons that a warranty might be invalidated:

Improper installation: If your roofing contractor does not follow the manufacturer’s specifications, the warranty may become void.
Unauthorized modifications: Installing satellite dishes or solar panels without proper procedures may lead to voiding your warranties.
Poor maintenance: Failure to keep up with regular inspections and cleaning can result in denied claims.
Unapproved repairs: Using non-certified roofers to fix issues may make you ineligible for future claims.
Lack of ventilation: Poor attic ventilation can cause damage not covered under warranty terms.

How To Protect Your Warranty

Routine Maintenance

In order to make sure that you don’t fall into the trap of an invalid warranty, there are a few precautions we advise all homeowners to take. First, routine maintenance can play a very large part in keeping your warranty valid. Some easy maintenance practices might include scheduling annual inspections, keeping your gutters clean, and avoiding walking on the roof regularly.

Proper Documentation

Another good habit to keep is maintaining proper documentation of all things roof related. Try to save receipts and invoices from your roofing project. Keep records of any and all inspections and repairs, and review your warranty terms from time to time to stay informed.

Is an Extended Warranty Worth It?

Extended warranties provide additional coverage beyond standard terms. They can be particularly beneficial if you want labor costs covered in addition to material replacements, live in an area prone to extreme weather, or plan on selling your home and want to add value with a transferable warranty. While extended warranties add upfront costs, they can save you from unexpected expenses down the road.

Why Trust the Roof Doctor?

A roofing warranty is only as good as the company standing behind it. At The Roof Doctor, we take pride in offering expert roofing services backed by industry-leading warranties. Whether you need a roof replacement, a new roof installation, or guidance on roofing permits and regulations, our team is here to help.

With over 60 years of experience, highly trained crews, and 24/7 emergency service, we’re the trusted choice for homeowners in Western Washington. Contact us today for an inspection or to discuss your roofing warranty options. Let’s keep your home covered for years to come!m handle all your roofing needs. With The Roof Doctor, you’re in expert hands for the lifetime of your roof.to help. Contact us today to schedule your consultation and keep your roof watertight for years to come!

Understanding Roofing Costs: What Affects Pricing

Tilla Team on January 13, 2025

Whether you’re keeping up on maintaining your long-time home or building a new one, the cost is probably something you want to know—but just like many big home improvement operations, pricing for roofing is not as simple or upfront as buying a smoothie. A lot of moving parts that go into any roof service. In this guide, we’ll break down all the factors that go into roofing costs so that you have all the tools you need to make informed decisions for your home or business.

Factors That Influence Roofing Costs

Type of Roofing Material

The material you choose significantly impacts the total cost of your roofing project. Common options include:

Asphalt Shingles: Affordable, widely available, and suitable for most architectural styles.
Metal Roofing: Durable, energy-efficient, and ideal for high winds and harsh weather.
Slate or Tile: Premium materials with unmatched curb appeal and a longer lifespan.
Shingled Roof Options: Variations like architectural shingles offer enhanced durability and aesthetics.

Each material varies in price, longevity, and maintenance requirements, so choosing a roofing material involves balancing upfront costs with long-term value.

Roof Size and Complexity

The size of your roof directly affects material cost and labor. Plus, factors like roof pitches, design complexity, and accessibility can increase costs. For example, steep roof pitches require more time and safety equipment, which raises labor costs.

Labor and Installation

Labor accounts for a significant portion of roofing costs. In Western Washington, experienced crews ensure quality workmanship, with all the local experience necessary to diagnose and address any Washington-specific issues.

Roof Condition and Preparation

If your current roof has significant structural damage or requires old materials to be removed, these preparation tasks add to the total cost. Hidden issues, such as rotten decking or poorly sealed flashing, can also increase expenses.

Local Weather Conditions

In regions like Western Washington, roofing systems must withstand rain, high winds, and occasional hail damage. Durable materials like metal roofing or high-quality asphalt shingles are popular choices to ensure long-term protection.

Material Availability and Market Trends

Fluctuations in material cost due to supply chain issues or market demand can also affect pricing.

Breaking Down Roof Replacement Costs

Here’s a typical breakdown of roofing costs:

Material Costs: A significant portion, influenced by the type and quality of materials.
Labor: Regional rates and project complexity determine this expense.
Disposal Fees: Costs for removing old materials and debris.
Permits and Warranties: Necessary for compliance and peace of mind.

Understanding these components allows you to budget effectively and avoid surprises.

The Lifespan of a Roof: A Long-Term Perspective

Average Lifespan by Material

Asphalt Shingles: 20-30 years.
Metal Roofing: 40-70 years.
Slate or Tile: 50+ years.

Proper maintenance, such as regular inspections and cleaning, can extend your roof’s life and reduce long-term costs.

Causes of Roof Damage and Failure

The number one cause of roof failure is poor installation. Other factors include:

Weather Damage: High winds, hail, and heavy rain.
Aging Materials: Natural wear and tear over time.
Lack of Maintenance: Ignoring issues like small leaks can lead to costly repairs.

Choosing the Right Roofing Contractor

Finding the right roofing contractor is one of the most important parts of a high-quality, durable roof. Look for a local expert with a strong reputation, proven experience in your area, and the necessary credentials, including licensing, bonding, and insurance.

Practical Estimation

To estimate the cost of replacing your roof:

Measure your roof’s square footage.
Multiply by the cost per square foot (varies by material).
Add labor and additional expenses like permits and disposal.

Closing Thoughts

Understanding roofing costs empowers you to make informed decisions about your home or business. By considering factors like material cost, labor, roof size, and local weather conditions, you can choose a roofing solution that meets your needs and budget.

What Sets Us Apart?

For over 60 years, our team at The Roof Doctor has been providing reliable, high-quality roofing services, including installations, repairs, inspections, and cleaning. Available 24/7 for emergencies, our highly trained crews ensure every project is completed with expertise and precision. Rooted in family values and a commitment to exceptional customer satisfaction, we care about the quality of our service. Contact us today for a free consultation and let our experienced team handle all your roofing needs. With The Roof Doctor, you’re in expert hands for the lifetime of your roof.to help. Contact us today to schedule your consultation and keep your roof watertight for years to come!